There has been a huge rise in the number of urban drivers – those who typically use mass transit, carpool, telecommute, or otherwise get around town in ways other than a personal vehicle. But these drivers still need their cars on occasion, and until now, were forced to buy the same auto insurance policies that higher-mileage drivers purchase.

Why pay premium prices for the same coverage as higher-mileage drivers?

Finally, there is the perfect insurance option for urban and low-mileage drivers. Urban drivers have unique needs, but still need affordable access to a full range of insurance options including:

• Liability
• Bodily Injury
• Property Damage
• Under-Insured/Uninsured Motorist Coverage
• Collision
• Comprehensive
• PIP/Medical Payment Coverage
• Rental Reimbursement
• Emergency Roadside Assistance

Pay-per-mile insurance

With Pay-Per-Mile Coverage, you can make smart decisions about how much you drive, how to keep your car in safe running condition, and even how to avoid street sweeping tickets. You can control many of the costs of owning a car, like insurance, fuel, tickets, and maintenance, much more effectively.

How does Pay-Per-Mile Insurance Coverage work?

With per-mile insurance, you pay a low monthly base rate, plus a few cents per mile when you drive. At the end of the month, your bill is your base rate plus how many miles you drove at your per-mile rate. Simple, personalized, and significantly less expensive.

Can you afford taking a road trip with per-mile insurance? Yes!

With per-mile insurance, you aren’t charged for the miles you drive above 150/day, or 250/day in Washington State. So low-mileage drivers who save money on per-mile insurance also save money if they go on a longer trip.

Don't drive much? You could save over $500 on car insurance.

Per-mile insurance offers significant savings to people who drive less than 10,000 miles per year. The insurance program also provides an app that includes trip statistics and trends, fuel consumption, vehicle diagnostics, and car location.

Car insurance on your own terms

Pay-per-mile insurance is the revolutionary new way that low-mileage drivers can make car ownership fit their lifestyles. If you drive less, you really should pay less for insurance. And you should have complete freedom to pick up, hit the road, and have some fun without worrying about a huge insurance bill.

Learn more here about how to get the exact insurance policy you need.

Traditional car insurance just isn't fair